100 P&T VA Disability Rating : When Is It Truly Protected?
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• You can be 100% IU (Individual Unemployability or TDIU) with or without P&T status
• You can be 100% schedular with or without P&T status.
• You must be either 100% schedular or 100% IU to be P&T. That is what the ‘T’ is for (Total)
• P&T=Permanent & Total which gives you no future reviews (unless you request one by filing a new compensation claim or filing for an increase) and more benefits for dependents including dependent education assistance (Chapter 35) and if not Tricare eligible, healthcare through CHAMPVA.
I would like to ask everyone to be clear on the meaning of Permanent & Total (P&T) status.
Permanent means the conditions are not likely to improve in the Veteran’s lifetime.
Total means the Veteran is 100% schedular or 100% TDIU (Total Disability based on Individual Unemployability).
Being P&T DOES NOT mean the VBA can never reduce you. Permanent DOES NOT mean ‘forever’.
After a rating is in place for 20 years, barring fraud the ratings are PROTECTED FROM REDUCTION. This is a much different definition than ‘permanent’.